Frequently Asked Questions - FAQ
FAQ - Co-operative Housing Management
What services do you offer for co-operative housing societies?
We offer end-to-end management including administration, accounting, legal compliance, AGM coordination, and vendor supervision, statutory Audit, statutory records, IJ Shares
How do you ensure transparency in society finances?
We use accounting software to maintain transparent records, provide monthly and quarterly financial reports with interest calculations, and co-ordinate audits with certified professionals.
Can you assist with society elections and legal disputes?
Yes, we help conduct society elections as per cooperative laws and also assist in resolving member disputes through proper legal channels.
FAQ - Deemed Conveyance
What is deemed conveyance?
Deemed conveyance is a legal process where the housing society obtains ownership rights of the land and building directly from the competent authority when the builder/landowner fails to execute the conveyance deed.
Why is deemed conveyance important for a society?
It gives the society full legal ownership of the property, enabling them to protect their rights, carry out redevelopment, and manage property-related decisions independently.
How can a society apply for deemed conveyance?
The society must submit required documents and an application to the District Deputy Registrar (DDR), who verifies and issues the deemed conveyance order and certificate.
FAQ - PMC for Redevelopment
What role does a PMC play in society redevelopment?
A PMC acts as a professional advisor and manager, guiding the housing society through every stage of redevelopment—planning, approvals, tendering, contractor selection, execution, and project monitoring
Why is it important to appoint a PMC for redevelopment?
Redevelopment involves complex legal, financial, and technical aspects. A PMC ensures transparency, safeguards society members’ interests, and helps achieve timely, cost-effective, and quality project delivery.
How does a PMC add value during the redevelopment process?
A brings expertise in feasibility studies, legal compliances, negotiations with developers, and project supervision—ensuring the project runs smoothly while protecting members from risks.
FAQ - Wealth Management
What is wealth management and who is it for?
Wealth management is a holistic service combining financial planning, investment management, tax optimization, and estate planning — ideal for individuals, families and businesses looking to grow, protect and enhance their wealth.
How do you customize investment strategies?
We assess your risk profile, financial goals, and current portfolio before crafting a tailored investment strategy across asset classes like equity, debt, mutual funds, and real estate.
Is my money safe with your wealth management services?
We do not hold your money directly. All investments are made through regulated channels, and we partner only with recognised firms and institutions for client safety.
FAQ - Financial Services
What types of project loans do you offer?
We assist with the small project loans, bank loan proposals and delievr guidance and consultancy.
What documents are required to apply for a project loan?
Key documents include the project report, land ownership/title deed, estimated project cost, bank statements, company financials, ITR for 3 years and relevant approvals, permissions, certifications and NOCs.
. How long does it take to get project loan approval?
The timeline varies, depending on project size, documentation completeness, and financial viability.
FAQ - Life Insurance
What types of life insurance plans do you provide?
We offer term insurance, whole life, endowment plans, ULIPs (unit-linked insurance plans), and child palns, retirement/pension-focused life insurance products.
How much life insurance coverage do I need?
A general rule is 10–15 times your annual income, but we help calculate the exact amount based on your family needs, liabilities, and future goals.
Can I change my nominee or policy terms later?
Yes, nominees can be changed anytime, and certain policies allow term and benefit changes depending on the insurer’s policy rules.